By considering the wide array of options, you may discover ways to make a gift that can actually increase the amount that you otherwise thought was possible. While the information below is not a complete list of giving possibilities and does not include all the technical tax information needed to make a giving decision, it is our hope that the list will educate you on the many forms gifts can take. All donors are advised to consult their tax advisers.

Below are ways to give to Maranatha High School:

Cash  Gifts of Appreciated Property  Pledged Gifts  Matching Gifts

Bequests  Life Income Plans  Life Insurance  Other Arrangements

Outright Gifts

Gifts of Cash. Gifts of cash are the simplest method of giving. These gifts can be made in the form of cash, check/money order (made payable to Maranatha High School), or over the phone or online with your Visa or MasterCard. The Development Office can also set you up with a monthly/quarterly, semi-annual direct debit/ACH payment option for your convenience. Donations can also be made easily online by clicking the "Online Giving Link" at left.

Gifts of Appreciated Property. An alternative to gifts of cash that some donors find more beneficial is giving appreciated property, particularly securities and real estate. While some gifts of real estate may involve certain timing issues, gifts of negotiable securities are nearly as easy to make as cash gifts.

Pledged Gifts. Commitments over time (i.e., a pledge) are an excellent way to maximize the total amount of a cash gift. Payments on a multi-year pledge can be made in a variety of ways, such as monthly, quarterly, bi-annually or annually.

Matching Gifts. Many employers have matching gift programs. Find out if your company participates in matching gifts. This is a great way to double the size of your gift to Maranatha!

Deferred Gifts

There are a number of gift arrangements available that provide special benefits to donors and may help them achieve their overall estate planning goals as well as their philanthropic goals. Deferred gifts will not help renovate our facilities, but they can make a significant contribution towards our endowments, which will help secure Maranatha's future.

Instances where a deferred gift might be considered include:

• An individual can only make a small current gift to the expansion program, but adding a deferred gift would bring their total commitment to an amount more consistent with the level of the donor’s interest in Maranatha.

• An individual is not interested or able to make a current gift to the building program but is interested in supporting our endowments.

Life income plans. These gifts, the most common of which is a Charitable Remainder Trust, allow a donor to give assets to Maranatha but retain an income for life or over a set number of years. Similarly, donors may designate that the income goes to children, grandchildren, relatives or friends.

Example: John and Barbara, long retired and grandparents of Kay, age 16, want to support the building program but are worried about giving up assets that produce the income on which they now live. They give $100,000 in appreciated stock to establish a charitable remainder trust and receive an immediate income tax deduction for their gift. They avoid paying capital gains tax on the stock's appreciation, and the trust pays them 7% of the value of the trust's principal for the rest of their lives. After their deaths, the assets of John and Barbara's trust are distributed to Maranatha.

Life Insurance. Many people own some form of life insurance. Often these policies were purchased to provide protection that is no longer needed. Children have grown, financial circumstances have changed, yet the policy is still in force and may have significant cash value.

An individual can use an insurance policy to fund a gift to Maranatha in two ways:

• Make Maranatha the primary beneficiary. The donor retains ownership of the policy and has access to the policy’s cash value.

• Make Maranatha the owner of the policy. The donor relinquishes all rights to the policy.

Other Arrangements

In addition to the options described here, there are other ways to make a charitable gift that may work well for you. Maranatha would be happy to meet with you to further discuss or explain giving opportunities. Thank you in advance for your generosity to Maranatha High School!

For more information, please contact:

Development Office
(626) 817-4071
Maranatha High School
169 South Saint John Avenue
Pasadena, CA 91105